Jim, as I promissed

[Winetalk.com]

http://www.etfconnect.com/select/fundPages...i.asp?MFID=8082
DSM - Dreyfus Strategic Municipal Bond Fund

Pricing Info As Of: 05/07/2004
Closing NAV: $8.57
Closing Share Price: $7.66
Premium/(Discount): -10.62%
Current Market Yield: 7.99%
Taxable Equivalent Yield: 11.41%




http://www.etfconnect.com/select/fundPages....asp?MFID=31886
MFL - MuniHoldings Florida Insured Fund

Pricing Info As Of: 05/07/2004
Closing NAV: $14.91
Closing Share Price: $13.29
Premium/(Discount): -10.87%
Current Market Yield: 7.77%
Taxable Equivalent Yield: 11.09%



and the thing is:
check their CREDIT QUALITY!
Insured munies, AAA rated bonds,
MUCH better than get the similar yields in BBB or below bonds which can also default in the future, adding credit risk to market risk

IIM, MEN, EIM have lower rates but much better credit quality bonds, some of them are 100% AAA insured etf's