How to Blow Your Credit Limit -- Without Spending

[miz_wright]

MRock, I actually knew where you were with that - one of the problems I've been experiencing is the massive rate hikes on my cards that is making the minimums unmanageable. It's almost as though they are actively trying to AVOID being paid. When I called to discuss with them a work-around, I was treated as though I were attempting to welsh on my obligations and defraud them - and I was calling to PAY them!