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Old 07-18-2003   #1
Biggy
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I don't see recurring billing as going away..... perhaps modifications, but not disappearing.

I think there may be a rigorous screen process to allow it and try to weed out the scammers, but I don't think the companies would kill all subscription-based sites..

It sucks that programs like ocash and others fucking scam people, Visa should find themselves a sweet ass comission of volunteers made up of the biggest players in the adult industry to narc on people who scam, do free trials, etc.

Its not hard to tell the bad programs apart, they have high chargeback ratios, more complaints, etc. I think what visa is doing now is the biggest and preliminary step.. when people get scammed, they charge back - the new visa policies should reduce chargebacks across the board for the adult net, if visa is successful, there would be no reason to kill recurring billing..

now, according to what brad is saying, there is an opposite faction, people going to scams, in the end, that will increase chargebacks and visa will do whats necessary to reduce chargebacks, which could mean modifying rebilling..

visa only has one concern on its mind, reduce chargebacks and fraud, i don't think they have their eyes on recurring billing yet, i think their focus right now is on the new policies (At least I hope).

IMO, if the new policies dont work, they will look for other measures to reduce chargebacks, which ultimately could lead to modification of the rebilling business model.

I support Visa and its new policies, I think its a big step, and I do think it will work. You are always gonna have those "evil" surfers out there who buy shit with the intention to charge back and get it free, but i think a lot of it, in fact most of the chargebacks, comes from trials - when surfers agree to pay a few bucks for a few days, maybe even get it for free, and not realize they will get rebilled at 40 bucks a month when they forget to cancel or dont even realize they have to cancel..

its like that columbia house program, when you join the program, you have to say "NO I DONT WANT THE CD OF THE MONTH" or else they send it to you anyways - mark my words at least 80% of the time, people send back the CD since they dont want it.. same thing with porn.
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