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EmporerEJ · 10-06-2008

What you need to watch for, from a business perspective, is "change in terms" from all your credit cards.
Those with GOOD credit will see incremental changes, i.e. a 1-2% increase in your APR, and those with marginal credit, massive, as much as double rates.
Advanta has been widely viewed doing this.
Start paying attention to those "innocent looking" envelopes in the mail.

10-06-2008	#3
EmporerEJ Brilliant Innoventionalist and writer. Join Date: Dec 2003 Location: USA, Northern Hemisphere, Terra, 3rd of nine, Sol System, Milky Way Galaxy, Far from Galactic Core Posts: 2,260	Re: Credit Crunch and Niche Selection What you need to watch for, from a business perspective, is "change in terms" from all your credit cards. Those with GOOD credit will see incremental changes, i.e. a 1-2% increase in your APR, and those with marginal credit, massive, as much as double rates. Advanta has been widely viewed doing this. Start paying attention to those "innocent looking" envelopes in the mail. __________________ Eric J. White VirtualSexMachine.com