Hi Anthony, I use both Verotel and CCBill. Verotel has three things that makes me like them over other processors. 1) they do not require the Visa fees to use them 2) they put my money in my bank account every Monday via ACH 3) they utilize a login system for my membership areas through their site, thereby shielding my actual membership area index page name from hackers
CCBill seems alright, but I have only started using them about 6 months ago.