Feel free to call me stupid, but I have no idea why "frustrated" would have a problem here. Bad checks don't just pay for themselves, the money has to come from somewhere. I'd think it's one thing if the check bounces immediately, during a pay period, so the webmaster portion never gets paid out in the first place. But if Paycom's paid a split on a check, then the check bounces later, well, that money's gotta be paid back somewhere somehow. Seems like extremely simple math to me.
If there's a billing provider that's willing to go out of pocket on bad charges for me, oh, PLEASE spam me. LOL