Hindsight is 20/20, and if I could change the past, I'd be a Billionaire!!
Like most of the "old-timers" in this business, I made more than my share of stupid mistakes and bad decisions. A big one was getting too big, too quickly! In 1999, I had a payroll of just over a million a year, and extremely high overhead. If I knew then what I know know, 80% of the people would never have been, overhead would have been much lower, and I would have still had the same revenues!
Thank God I was smart enough to invest and put lots away.