Some damn good discussion in this thread. Given situations like IBill, which really put the clamps on a great deal many people, it certainly is an issue worthy of great debate. Having your own merchant account is certainly better for your bottom line AS LONG AS you are able to manage it properly. Some people just seem to have a 'fuck that hassles' type of attitude and want someone else to deal with it so they can concentrate on other aspects of the biz.
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