no you don't hooper, you just think you do
but by all means ... use what you think you know to try to avoid the truth about your own business ... I've been slammed by people whose skidmarks are more important to me than you - and i'm still here.
we all have periods in our life we aren't proud of, maybe you'll look back at this as one of yours ... or maybe you'll continue down the same road and end up a 30 year old divorcee whose wife won't let you see your children with debts piled up around your ears and a black mark against your name with the ftc ............. all because you got greedy.
and like you said yourself ... i'd know
