I tend to ignore pleas for help in most cases, because I am a suspicious S.O.B. and don't like to be scammed. Probably pass on a some "legitimate" causes for that very reason. There's also a serious difference between someone who needs surgery to save their eyesight and someone who needs to pay the 3-month-overdue electric bill.
Every once in a while I see something come up that seems legit, and I might kick in a few bucks. Shit happens - don't mind helping people when it happens to them.
But that's just my opinion. I don't think any less of someone who would ask for help than I do of someone so sanctimonious as to think that everyone who needs help is somehow at fault for it.
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