Just reread my post, sorry didn't mean to say that your post was wrong or bad, but it came out that way oops
Just interested as i've never seen 3dsecure and because of the ability to build fake websites to look just like any normal legit website I thought it would be super easy to keep stealing credit cards and because cards are easily stolen along with passwords it wouldn't allow chargebacks to be denied.
Wow fantastic reading i'm glued to this stuff and have read almost every word.