Quote:
Originally posted by Mike AI@Nov 13 2003, 06:00 PM
You are very right. Bad credit is something that takes time to fix... normally over 7 years. I was lucky to have a mom who pushed me to not screw up my credit. It has paid off....
I am always pushing friends to be responsible with credit - I know many people in the business who make a TON of money, and who have a huge net wealth - yet have poor credit so it limits what they can accomplish, and eventually costs them much more over time.
In many ways in this country, having great credit is better then being a millionaire....
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Here in the UK there's 3 companies that hold your credit record and if you pay them all (if your debt is under £70k and you didn't go bankrupt) they'll clear your report... not sure what the cost is but I'm sure to some its worth it
Last edited by Trev at Nov 13 2003, 07:42 PM