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wig · 10-15-2003

There are already 3rd party tools that can match consumers information with DOB and SSN.

There are even challenge questions that can be asked, such as who is your mortgage with?

I think in the end it all comes down to "commercially reasonable" effort, which admittedly is a grey area.

10-15-2003	#11
wig Members Join Date: Oct 2002 Posts: 1,248	There are already 3rd party tools that can match consumers information with DOB and SSN. There are even challenge questions that can be asked, such as who is your mortgage with? I think in the end it all comes down to "commercially reasonable" effort, which admittedly is a grey area.