Always take money up front if you can.
But Serge, you and Colin do business in different ways. You always worked and did things ( some of which I did not agree with) because you always expected tommorow the business would not be there. By doing so it was almost a self-fufiling profecy that you are now out of business ( with a ton of $$$ in your pockets)
Where as Colin works hard, plans for long term future in business.... and does not do things that will tanrish his reputation or put him out of business.... This is how I have operated as well.
Of course in hindsight, it might not have been the smartest thing to do with this industry. Because it is very shaky, and the people who are ROBBING and STEALING and being cockholsters are going to end up killing the golden goose for ALL OF US ( the people who cross bounds to make money, and those who are conservative in the business).
It has only taken a few dozen companies to put us in the situation we find ourselves - on the brink of destruction... I wonder if any other industy has any parallels?
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