[Rolo]

I would say that its about time that we as an industry start to move more transactions to other payment options... The rules from VISA/MC will only get more and more strict.

The latest VISA/MC rules are just smoke from the real fire, which will happende sometime down the road. If we start to move more of our transactions to other payment options now, then we will not be burned as much when VISA/MC goes up in flames.

We have started to seriously look into new payment options AND affiliate payout models. They need to go hand in hand to be successful. Ofcourse credit cards are still a major part of the setup, but the good thing is that they can be replaced by other credit/debit cards, and other local payment options in many major countries. When we are done, then I actual think we will be able to bill more people than now, however the overall income per member will be lower, but that shouldn´t be a problem, since we will successful bill more members.

Short term, then VISA/MC is still the best choice, but if you look long term then you better start to make decisions on who is going to decide if you will be in business - you or VISA/MC!