Wow - more shit hits the fan... All I can say is US traffic goes to checks and recurring web900 and all international traffic goes to dialers. In fact of these payment solutions may revenue may excede credit card usage as a whole.
All I know is I will not be held hostage by the largest monopoly and abuse of power in the nation today.
They keep their current management style up and they will will really see they do NOT control all the flow of money.
Members values dropping by more than half in the last 2-3 years, stricter rules with HUGE fines for credit card processing and many other factors will force a tidal wave change in this business VERY soon!