As most of us know we can set our clock to the VISA new rules department - every 6 months new rules... so from October 1, 2003 chargeback to sales ratio must not be more than 1% (current it is 2.5%).
Atleast we got some warning this time (3 months to get chargebacks down to under 1%) - thanks to the brave souls who gave us this information.
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"Chaos is the law of nature, order is the dream of man."
~Henry B. Adams (Historian) 1838-1918
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