I've been calling around. I found this info and it looks interesting:
http://www.msaadvantage.com
If you are self employed you may qualify for an MSA- Medical Savings Account
It has a high deductable, mine is $2500.00 yearly. If I stay healthy money I've paid in can go towards retirement investments. I'm still insured 100% and up to 3 million.
I'm getting more info on it today but it sounds like it's what I need.
A person who has kids should definately check it out. You're paying all that money in and never seeing it. If you have a healthy family why throw it away?
has anyone here heard about it?
I'll check back later. I've got a lot of errands to run.
DV