Sykky, they didn't have all the info in that article:
"One Web-based scam claimed that consumers who paid a one-time fee of $49.95 were guaranteed to receive a "100% unsecured" VISA or MasterCard credit card with a credit limit up to $5,000.00. Consumers who clicked on the "Claim your card NOW," icon on the Web site and entered their checking account information received a confirmation page or e-mail that typically stated, "Approved! Congratulations! Your membership has been approved." In fact, according to the FTC, what consumers received was access to a Web page containing hyperlinks to various companies that purportedly issue credit cards -- a list of hyperlinks that would have been available free to consumers who used a search engine. "
The flaw is promising a 100% unsecured credit card... they couldn't do that with just a list of links...
Read the rest of it here:
http://www.ftc.gov/opa/2003/05/swnetforce.htm
Alex