I think it all boils down to disclosure Colin -- that being that the consumer/end user/whatever you call it is aware of the information being collected and what the purpose is for it -- then the end user can decide to either submit the info or not.
It might mean that some insurance is unavailable to people who won't submit their info, it might mean that certain people are stopped at security every time they are in an airport since they won't submit their info...
That's the biggest thing as I see it. If I know the information they want is more than I want them to have, I simply don't participate. That's the way it already is with mortgages, credit cards, stuff like that... what should be different about anything else?
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