Here is my take and sort of question on the concept:
If each of these programs is using babenet as "processing" and "backend", does that not create alot of risk against Visa? Let me explain:
Babenet is the only one with processing in this whole discussion. Let's say 20 different programs are in fact using babenet as the actual site. Let's say that, for whatever reason, Babenet goes out of compliance with Visa and loses processing.
Suddenly 20 programs when out of compliance at the same time.
Just as importantly, there are people who choose not to do business with certain companies. Without programs totally disclosing the nature of their business arrangements, it would be very likely that someone who doesn't want to do business with babenet, example, might end up using otherwebmasterprogram.com and end up dealing with babenet anyway.
Most importantly, the money to pay the middle men programs comes from somewhere - and hint, I don't suspect it comes out of babenet's piece fo the pie. I'll let you all figure out where that money comes from.
Alex
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