Read my next post - I said exactly how much it was for a family :) BTW, ditto with BCBS of GA that same family can get a $3500 deductible policy for less than $250 a month. :okthumb:

OK, I did the same quote search in NV with the same parameters. $760 a month was the most expensive with $15 office visits and NO deductibles, no lifetime max.

For $228 a month, $2000 deductible, $30 office visits. $5mil lifetime maximums with prescriptions $10 for generic, $25 for name brand.

Seriously, when someone in the US tells me they CAN'T afford health insurance, looking at the facts will almost always show they WON'T afford health insurance. :awinky:

As with anything, there are exceptions to the rule. If you let your insurance lapse and you have a pre-existing condition you could easily find yourself uninsurable but most states have plans for the high risk pool they offer to cover this group. Many times they don't cover for a pre-existing condition or there is a delay. When I first got an individual policy, the least expensive companies wouldn't ever cover my migraines. BCBS had a 12 month waiting period (for coverage on the migraines only) so even though it was a little more, it was worth it for me to get it and they've been covering my migraine stuff ever since. :)



Last edited by Peaches at May 23 2004, 07:10 PM

You pay $282 a month for insurance and you STILL pay $20 to go and see a doctor?

Sorry to hear about that.[/b][/quote]
Why would you be sorry? Remember when we played the "how much in taxes do other countries pay" game? I would be paying a LOT more than $282 a month in extra taxes in Australia for my "free" healthcare! :lol: :lol:

BINGO on all three of these things!

fiddle

So, Meni, do YOU have health insurance? If so, how much do you pay and what are your benefits? If not, WHY NOT? B)

So, Meni, do YOU have health insurance? If so, how much do you pay and what are your benefits? If not, WHY NOT? B)[/b][/quote]
he didn't have medical insurance BEFORE President Bush took the office
;-)))

what an irony!
;-)))

Why would you be sorry? Remember when we played the "how much in taxes do other countries pay" game? I would be paying a LOT more than $282 a month in extra taxes in Australia for my "free" healthcare! :lol: :lol:[/b][/quote]
You contribute to the medical system here through a levy on your gross income.

You would have to have a yearly gross income (after deductions) of well over $200,000 to pay more in taxes for health care here then you (you personally paying $282 a month) do in the US.



Last edited by Joe Sixpack at May 23 2004, 04:15 PM

I'm not sure you understand how a progressive tax system works.

Just because the top rate is 45% that doesn't mean you pay 45% of ALL your income in taxes.

"WASHINGTON—A new report shows that the nation’s health care system is riddled with "quality gaps" that prevent millions of Americans from receiving "best practice" care. These gaps, the result of factors such as poor use of technology and irrational payment systems, lead to more than 57,000 avoidable deaths each year."

http://www.ncqa.org/Communications/News/sohc2003.htm

Pot meet kettle.

ah, Joe, sorry you couldn't find retorts to my taking apart your articles
;_)))

Serge, you took apart nothing. Here are a few of your errors:

"OVERWHELMING majority of americans and legal residents have no problems obtaining reasonably priced medical care" - Nothing to be proud of. Other countries do much, much better.

"and what it ommits that Americans pay 1/2 of what the rest of the world pays for gasoline" - WRONG!

"and what it mits that American tax rates are 1/2 of what the rest of the world pays to cover those 1/2 priced medecine." - WRONG!

greg, if you make 100k, and are STUPID enough to take it as direct salary income, then you get taxed to shit.

If you get paid dividends, your tax rate (effective) is about 20%.

If you make 100k or more a year personally (aside from whatever profit your business makes) you can afford a good accountant to structure things so you don't pay insane levels of tax.

It's all in how you do it.

Alex

Serge, you took apart nothing. Here are a few of your errors:

"OVERWHELMING majority of americans and legal residents have no problems obtaining reasonably priced medical care" - Nothing to be proud of. Other countries do much, much better.

"and what it ommits that Americans pay 1/2 of what the rest of the world pays for gasoline" - WRONG!

"and what it mits that American tax rates are 1/2 of what the rest of the world pays to cover those 1/2 priced medecine." - WRONG![/b][/quote]
prove it,
otherwise your post is as useful as tits on the bull.

prove it,
otherwise your post is as useful as tits on the bull.[/b][/quote]
I am currently paying the equiavalent of US$2.40/gallon (AUD$0.90/litre) for fuel in Brisbane.

Secondly we pay nowhere near double the taxes you pay. Even the suggestion is ludicrous.

You're going to have to try harder Serge!

I am currently paying the equiavalent of US$2.40/gallon (AUD$0.90/litre) for fuel in Brisbane.

Secondly we pay nowhere near double the taxes you pay. Even the suggestion is ludicrous.

You're going to have to try harder Serge![/b][/quote]
oh yeah???

what is the highest tax bracket in Australia?

(I know, you never been top earner, but can you ask somebody?)

oh yeah???

what is the highest tax bracket in Australia?

(I know, you never been top earner, but can you ask somebody?)[/b][/quote]
For an individual, 47 cents in the dollar over $62,500.

But nobody with a good accountant actually pays that.



Last edited by Joe Sixpack at May 23 2004, 07:45 PM

$62,500 AUD is $46875 USD

the rate at this salary is only 22%

you are right, you pay MORE than double in taxes

$62,500 AUD is $46875 USD

the rate at this salary is only 22%

you are right, you pay MORE than double in taxes[/b][/quote]
Serge you are wrong again. It's 25% for $46,875 according to this: http://www.bankrate.com/brm/itax/2004taxrates.asp

Also, converting US dollars into Australian dollars without taking into account cost of living is inappropriate.

Most people earn much less than that. I have made some calculations for an individual making $25,000 a year.

Tax paid in USA: $3400
Tax paid in Australia: $3672

Quite a world away from double the amount.



Last edited by Joe Sixpack at May 23 2004, 08:18 PM

come on Meni
party drugs are not medecine :)

hmmm..
let me do the calcs:
$25,000 in US salary, has $5000 deduction for single and 11% tax rate
thus the tax is
$2200

how the fuck do you calculate US taxes when you don't know shit about USA tax code?
;-)))))

hmmm..
let me do the calcs:
$25,000 in US salary, has $5000 deduction for single and 11% tax rate
thus the tax is
$2200

how the fuck do you calculate US taxes when you don't know shit about USA tax code?
;-)))))[/b][/quote]
Actually Serge, it's offical.

Per capita you are taxed more in the USA than we are in Australia!

See for yourself: http://www.nationmaster.com/graph-T/eco_bud_rev_cap

:agrin:

Joe, good URL, bad conclusions
;_))

they show INCOME per capita, NOT taxes!!!!

hahahahahahahaha
;-0)
did you read the legend?
;-)))

Serge, it shows TAX REVENUE per capita. Go and take another look.

On a per capita basis, Americans are taxed MORE than Australians.

Remember the day you were owned by Joe Sixpack. It won't be the last.

:matey:

Serge, it shows TAX REVENUE per capita. Go and take another look.

On a per capita basis, Americans are taxed MORE than Australians.

Remember the day you were owned by Joe Sixpack. It won't be the last.

:matey:[/b][/quote]
ahhh...delusions of Grandeur...

are we lookign at the same thing???


Map & Graph: Economy: Budget (revenues) (per capita) (Top 100 Countries)
View this stat: Revenues Revenues) (per $ GDP Show map full screen

Country Description Amount
1. Holy See (Vatican City) $190450.05 per person
2. Falkland Islands (Islas Malvinas) $22312.09 per person
3. Monaco $16122.00 per person
4. Norway $15771.68 per person
5. Pitcairn Islands $15529.44 per person
6. San Marino $14225.25 per person
7. Sweden $13403.79 per person
8. Liechtenstein $12798.31 per person
9. Iceland $12464.47 per person
10. Luxembourg $12110.34 per person
11. Greenland $11456.94 per person
12. Gibraltar $11052.70 per person
13. Belgium $11021.38 per person
14. Faroe Islands $10529.72 per person
15. Saint Pierre and Miquelon $10034.40 per person
16. Denmark $9824.70 per person
17. Germany $9733.20 per person
18. Bermuda $9452.25 per person
19. United Kingdom $9401.83 per person
20. Italy $8689.90 per person
21. Netherlands $8296.95 per person
22. United Arab Emirates $8048.87 per person
23. Ireland $7823.37 per person
24. New Zealand $7389.95 per person
25. Brunei $6981.32 per person

Yes, we sure are:

26. Finland $6954.63 per person
27. United States $6702.42 per person
28. Jersey $6666.22 per person
29. Man, Isle of $6531.01 per person
30. Austria $6472.72 per person
31. Cayman Islands $6324.22 per person
32. Israel $6294.41 per person
33. Qatar $6119.56 per person
34. Singapore $6053.90 per person
35. Guernsey $5882.62 per person
36. British Virgin Islands $5591.34 per person
37. Andorra $5567.60 per person
38. Canada $5545.35 per person
39. Kuwait $5038.56 per person
40. France $4752.36 per person
41. Portugal $4454.55 per person
42. Australia $4398.94 per person
43. Greece $4219.01 per person
44. Slovenia $4189.74 per person
45. Switzerland $4099.12 per person
46. Svalbard $4091.07 per person
47. New Caledonia $4085.90 per person
48. French Polynesia $3814.97 per person
49. Malta $3746.06 per person
50. Montserrat $3490.82 per person

:D

Joe,
have you lost your mind completely?

27. United States $6702.42 per person
28. Jersey $6666.22 per person
29. Man, Isle of $6531.01 per person
30. Austria $6472.72 per person
31. Cayman Islands $6324.22 per person
32. Israel $6294.41 per person
33. Qatar $6119.56 per person
34. Singapore $6053.90 per person
35. Guernsey $5882.62 per person
36. British Virgin Islands $5591.34 per person
37. Andorra $5567.60 per person
38. Canada $5545.35 per person
39. Kuwait $5038.56 per person
40. France $4752.36 per person
41. Portugal $4454.55 per person
42. Australia $4398.94 per person
shows that americans earn 50% MORE than australians....

Serge it is not just income taxes but ALL taxes.

Also, please note that even when you take income per capita into account, you are still taxed more than we are.

http://www.nationmaster.com/graph-T/eco_bud_rev_cap

Come on Serge where are your maths skills? You can work it out!

:D

I'm going to bed and will let you ponder your ownage.





Last edited by Joe Sixpack at May 24 2004, 05:28 AM

Serge it is not just income taxes but ALL taxes.

Also, please note that even when you take income per capita into account, you are still taxed more than we are.

http://www.nationmaster.com/graph-T/eco_bud_rev_cap

Come on Serge where are your maths skills? You can work it out!

:D

I'm going to bed and will let you ponder your ownage.[/b][/quote]
Joe,
go to bed. You are tired and have no idea what you are talking about.

WHY do we look at the SAME PER CAPITA INCOME and I see INCOME while you see...taxes?????

You REALLY beleive that Vatican has TAXES?????

If you wake up and don't see what everybody see in those stats,
I'll pray for you after pronouncing you to be a moron
;_))))